Topmate and MintLink are both Indian, both take UPI and both pay out in rupees, so this is not the usual "domestic versus foreign" comparison. The real question is what you are selling: your time, or something that keeps earning while you sleep.
The actual difference
Topmate is built around selling access to you — 1:1 calls, consultations, priority DMs, cohorts. MintLink is built around selling things that are not your time — files, templates, tickets — with paid feedback on your audience's work and bookings alongside.
That distinction decides which one fits, and it matters more than the fee difference. A career coach whose income is thirty calls a month should use a calls-first product. A designer selling a ₹499 template pack two hundred times a month should not.
What each is built around
If your income mostly comes from…
The better shape
1:1 calls and consultations
A calls-first platform like Topmate
Digital products — templates, presets, notes, e-books
Topmate charges 10% on sales through your profile or direct link, and 20% on marketplace purchases (quoted from topmate.io/pricing, checked 20 August 2026). MintLink charges 5% above ₹10, and a flat ₹1 at or below it.
What you keep per sale — MintLink (5%) vs Topmate direct (10%)
You charge
On MintLink you keep
On Topmate you keep
Difference
₹49
₹44.95
₹44.10
+₹0.85
₹199
₹182.56
₹179.10
+₹3.46
₹499
₹457.78
₹449.10
+₹8.68
₹999
₹916.48
₹899.10
+₹17.38
₹1999
₹1833.88
₹1799.10
+₹34.78
The gap is real but modest on a single sale — 8.26% all in against 10%. It compounds on volume: at two hundred sales a month at ₹499, the gap is roughly ₹1,700 a month. Fees are rarely the deciding factor between these two; what each is built for matters more.
Side by side
MintLink and Topmate compared — Topmate figures checked 20 August 2026
MintLink
Topmate
Commission on a direct sale
₹1 up to ₹10, then 5%
10%
Commission via their marketplace
Same as direct
20%
Built primarily for
Digital products and storefronts
1:1 time and sessions
UPI at checkout
Yes
Yes
Payout
Indian bank account, in rupees
Indian bank account, in rupees
Minimum price
₹5
—
Event ticketing with QR check-in
Yes
—
Branded checkout
Yes — ₹299/month
—
Where Topmate is the better choice
Your product is your calendar. If most of your income is 1:1 sessions, a platform designed around scheduling, availability and call logistics will serve you better than one where bookings are one feature among several.
You rely on their marketplace for discovery. Being found by people searching for mentors in your field has real value, and the higher marketplace rate is what you pay for it.
You already have reviews and a booking history there. Social proof is not portable, and it is worth more than a few percentage points.
Plenty of creators run both, and that is a perfectly sensible answer: calls where the calendar matters, products where it does not.
Topmate charges 10% on sales through your profile or a direct link, and 20% on marketplace purchases. Checked on their pricing page on 20 August 2026.
Is MintLink cheaper than Topmate?
On fees, slightly — a 5% platform fee plus standard payment gateway charges, 8.26% all in, against the 10% Topmate charges; and a flat ₹1 platform fee at or below ₹10. On a single ₹499 sale the difference is about ₹9. But fees should not be the deciding factor if the two products are built for different work.
Can I sell digital products on Topmate?
Topmate supports digital products alongside 1:1 sessions, webinars and packages. The difference is emphasis: it is designed around selling your time, with products alongside, while MintLink is designed around products, with bookings alongside.
Can I use both Topmate and MintLink?
Yes, and many creators do — calls on one, digital products and ticketed events on the other. Nothing stops you linking to both from the same bio.
What is the best Topmate alternative in India for selling digital products?
MintLink, if your income comes from files, templates or tickets rather than from your calendar. It charges a 5% platform fee plus standard payment gateway charges (8.26% all in) above ₹10, accepts UPI, and pays out in rupees to an Indian bank account.